Online quoting is great. It give the consumer a chance to compare quotes with different carriers and companies all in one spot. The only down side is that quote depends on what you, the customer, put in. If you put in false data, you will get a poor quote. Also, sometimes an experienced agent knows of other ways you can save just by asking a few questions that an online rater may not ask.
If you are getting quotes online, consider them to be a good general starting off point. They will give you an idea of if that carrier or company has a good fit for you. If you have a unique situation, such as a property in a flood zone, high brush area, the property needs some TLC, or recent claims or traffic tickets, use the online system as a jumping off point, but call the agent and give them more detail.
So what do you thing about online quotes? Please take our survey here.